June 09, 2023
Gather Basic Financial Info to Qualify for Financing
Finance a Phone With O% APR Interest
Check for Fees, Hidden Costs
Always ask upfront about terms, fees and interest payments. With a Citizens Pay line of credit, you pay the upfront cost of the phone, possibly less a deposit, over a set period.
What If You Return a Financed Cell Phone?
Read the fine print of your cell phone agreement to understand whether you will incur any costs by returning a financed phone. With Cox Mobile, you have 14 days to cancel service and return your device for a refund.
What Are The Benefits of Financing
Financing a device includes the ability to make a large purchase without paying the full amount upfront. This allows you the potential to build strong credit with timely payments, and the ability to pay back that purchase over a set period of time.
More Tips for Choosing a Cell Phone
- What Cell Phone Plan Is Best for Me?
- Switch Phone Carriers: Here's What You Need to Know
- Top 5 Things to Look for in a Cell Phone Plan
*With approval of Citizens Pay Line of Credit at 0% APR and 24-month term. Subject to individual credit approval. Down payment may be required to receive financing and may impact periodic payment amount. Down payment requirements and amounts will be displayed after pre-qualification and prior to completing financing application. Prices vary by wireless device. Price quoted is price for lowest priced model. Changes to model configuration could increase price. Taxes, shipping, other charges and fees are extra, cannot be financed and must be paid in full at time of purchase. See Citizens Pay Line of Credit Agreement at https://www.citizensbank.com/disclosures/Cox.aspx for full terms and conditions. Citizens Pay Line of Credit Account offered by Citizens Bank, N.A.
Citizens Pay is a registered trademark of Citizens Financial Group, Inc.
